Chapter 1

Karin is my niece. Two years ago, her mother and father were killed in an accident. Nancy, Karin’s mother, was my older sister. Our parents were killed in a similar accident about two years before that. I was sixteen. Don and Nancy took me in then, and now I have taken in their only child as my own. She had just turned twelve when I got custody of her. She and I are the only family we had.

Karin has always been a happy child, except for about the first year after the accident. For the last year or so, though, I have started to see her old self coming back. Before then, we were like brother and sister. We’re slowly getting back to that now. She has a lot more of that old bounce to her step, and she is a lot more helpful around the house.

At twenty, I haven’t done too poorly. At nineteen, I bought a house that needed a lot of TLC. I gave it what it needed, then sold it for a hefty profit. Since then, I average about one every three or so months. When I sold the fourth one, I quit the day job I had. Now, I could be home when Karin goes off to school, and when she gets home.

Sometimes, we go right from the bus stop to whatever project I’m working on. She has a set of clothes in my truck that she changes into to help me. After I closed on one house, I brought the check home and laid it on the counter. I was making dinner when Karin came in.

“Holy crap,” she said, when she saw the check. She picked it up. “Can we go cash this? I want to hold that much money in my hands, just once.” She pulled it in like she was cuddling with it.

“That’s not all mine,” I told her. “I do have an idea, though. After dinner, I’ll start teaching you how to do my books. That way, you’ll know why that’s not all mine.”

“What is involved with that? Is it hard to do?”

“You’ll see. Right now, I need that cucumber sliced for our salad. Would you please...?”

She helped get dinner ready, then we ate. After dinner, she got to my den before I did. I got the bookwork out and laid it on my desk. Instead of standing behind me and looking over my shoulder, she sat on the arm of my chair. I had to adjust the way I sat to let her. She put her arm over my shoulders, then leaned into me. Unfortunately, her right breast was nudging my left cheek.

Karin was fourteen, going on thirty. She was always active in school in her elementary years. Now, as a freshman, she had gotten into as many things as she could. Those include, but are not limited to, choir and the Pom Pom squad.

She was just shy of my five foot eleven, and if she weighs 120 lb. I’d like to know where she has it. She has the family’s blond hair that goes half way down her back. She was also filling out into a beautiful young lady.

“I need the check, please.” I held out my hand while she pulled it out of the front of her blouse. She hesitated, but eventually handed it to me. “Ok. This is what we do with that check. We’re going to slice and dice it, then find out just how much is ours.”

“Ours. I like the sound of that,” she said.

“Right now, it’s mine. Later, if you want to, I’ll put you on as a partner. Right now, you’re too young.”

I went through all of the additions and subtractions, explaining myself as I went along. When I was done, she sat straight up, and I put my arm around her waist.

“What do you think?” I asked her. “Do you think you could start there?”

“You know me, Kenny. If I can wrap my head around it, I can do it. Actually, you lost me a few times, but I get the general idea. Give me a few times and I’ll have it down pat.”

I brought my other hand around and clasped the two, then hugged her.

“That’s my girl.”

I let go of her, then put all of the stuff away. She stayed where she was until I sat back in the chair. She twisted herself right into my lap. When she did, her skirt rode up her legs.

“Do you remember when I used to sit in your lap all the time?” she asked me.

“Yeah.”

“It used to bug you when I did. I didn’t even tell you why I did it, did I?”

“I just thought you were trying to be a pest.”

“No. I wanted you to kiss me.”

“You were what, six or seven when you started that?”

“I don’t know. I just remember doing it.”

“And ... why are you sitting in my lap now?”

“Because it was available. It looked so warm and cozy. I wanted to see if it felt the same as it did back then.”

“Well?”

“It’s the same ... except...”

“Except what?”

“There seems to be something added this time.”

“I think it’s time you got to your homework, young lady.”

“But I like sitting in your lap, Kenny.”

I started pushing her so she would move, but she wouldn’t budge.

“You need to get your homework done.”

She just sat there, looking at her hands. She moved a little bit, and her skirt went with her. It was almost to the point where I would be able to see the front of her panties with the next move. Actually, the way she sat, I could see almost to her waistline, up the side of her leg, and saw only bare skin. My mind went south then, and I started to wonder if she even had panties on.